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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

6 Factors that Determine the Cost of Your Life Insurance Premiums

Life insurance serves as a financial safety net, providing peace of mind and protection for loved ones in the event of the policyholder’s death. Term life insurance offers coverage for a specified period, while whole life provides lifelong protection with a cash value component. Universal life offers flexibility in premiums and death benefits, and variable life allows investment options within the policy. Choosing the right...

How to Create a Safer Workplace in Any Industry

National Safety Month in June serves as a crucial reminder of the importance of safety in every facet of our lives. The significance of safety plays a significant role in the place where most of us spend most of our week: the workplace. Business owners should prioritize safety as it directly impacts employee well-being, productivity, and overall success. Ensuring a safe work environment reduces the...

What to Know Before Renting a Car This Summer

Summertime offers the opportunity for adventure, exploration, and sharing time with friends and family. Whether planning a cross-country road trip, a weekend getaway to the beach, or exploring a new city, renting a car can enhance your travel experience by providing freedom and flexibility. However, several issues must be considered before you hit the road to ensure you enjoy a smooth, stress-free journey. Assess Your...

The Role of Child Term Riders in Life Insurance

Most people do not have difficulty understanding the goals and value of an insurance policy. However, the idea of taking out a life insurance policy on a child is a strange and unfamiliar concept to most parents. However, many people are unaware of the existence of child insurance riders. These riders are optional add-ons to life insurance policies that provide additional coverage, including funeral costs...

Navigating Large Loss in a Small Business

Having your own business can be an extremely rewarding endeavor. All businesses encounter risks, but successful ones know how to approach those risks in a calculated and strategic fashion. However, even calculated decisions sometimes cannot predict situations that lead to financial loss. Specifically, business losses occur when operating expenses exceed the revenue earned during a certain period. A wide range of variables can lead to...