Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Is It Better To Get Life Insurance Through My Workplace Or Independently?
Posted: November 7, 2020
Is It Better To Get Life Insurance Through My Workplace Or Independently?Life insurance is part of the benefits package many employers offer their employees. This coverage can also be purchased independently. Buying life insurance through an employer can have both advantages and disadvantages for the policyholder. Pros and Cons of Getting Life Insurance Through the Workplace Pros Many employers offer a small amount of life insurance, known as basic group life, as a benefit to their...
Is My Event Big Enough For Special Event Insurance?
Posted: November 4, 2020
Is My Event Big Enough For Special Event Insurance?Special event insurance is not only for large events. This coverage is designed to protect you, the event holder, from liability, whether you are hosting a small wedding or a large company retreat. Coverage applies to third-party claims for bodily injury or property damage sustained during the event. Some special event insurance policies also provide cancellation coverage to reimburse you for lost deposits or other...
What Happens If I Get In A Wreck With An Uninsured Driver?
Posted: November 1, 2020
What Happens If I Get In A Wreck With An Uninsured Driver?Most states have mandatory minimum auto insurance laws, but some people still drive without the required coverage. The Insurance Information Institute (III) reports that in a recent study, 13%, or one in eight drivers in the U.S. is operating a vehicle without insurance. Many such drivers cannot afford the cost of car insurance, which makes it difficult to collect damages after an accident. Fortunately, there...
What Do I Need To Do Before Buying Life Insurance?
Posted: October 22, 2020
What Do I Need To Do Before Buying Life Insurance?Buying life insurance is an important financial decision. Not only can it help protect the loved ones who depend on you, but it can also serve as a useful financial tool. To help ensure you make the right decision, take the following steps before shopping for a life insurance policy. Determine How Much Life Insurance You Need How much will be needed in death benefits...
Beginner’s Guide To Workers’ Comp Insurance
Posted: October 19, 2020
Beginner’s Guide To Workers’ Comp InsuranceIf you are an employee who has been injured on the job, you are most likely eligible to collect workers’ compensation benefits. The following questions and answers provide some basic information about the workers’ comp claims process, and the benefits you may be entitled to receive. Our friendly agent is also happy to help. What Types of Injuries Are Covered By Workers’ Comp Workers’ compensation...