We know you have many choices when purchasing Homeowners Insurance so WHAT MAKES US DIFFERENT?
Most companies only give discounts in the first year, but we apply discounts in subsequent years as well! Take peace of mind in knowing our strengths.
❖ A.M. Best A- Rated Carrier – Trisura Specialty Insurance Company
❖ Coverage amounts from $100,000 to $650,000
❖ Inland and Coastal Homes with no “distance to water” restrictions
❖ Stand Alone Seasonal/Secondary (Owner Occupied only)
❖ No maximum age on home with proper upgrades
❖ No proof of prior coverage required
❖ No credit scoring
❖ Deductibles: All Other Peril (AOP) – $500 -$1,000-$2,500 / 1% – 2% – 3% – 5%
– Hurricane/Wind/Hail -COASTAL – $2,500 – 1% – 2% – 3% – %5
– Hurricane/Wind/Hail- INLAND-$1,000-$2,500 – 1%-2%-3%-5%
❖ We will write on stilts, piers or pilings
❖ Discounts we give like other carriers:
– Golden Age – 60 or over 5%
– Protective Devices – Local =5% Reporting = 8%
– Secured Community – 24 hour gated = 10%
– Companion 10% – If your auto is with the binding agency
❖ Discounts not offered by other carriers – Rewards for you now and in subsequent years!
– Military/First Responder living in the household (Active or Veteran) – 5%
– 2 years Claims Free – 3% your first year and 3% EACH year you remain claims free
– 5 years Claims Free with us – We will waive your AOP deductible
– Increasing Renewal Discounts- 3% first renew / 4% second renew / 5% third renew
At The Grant Agency, we pride ourselves on helping our customers find the coverage they need at an affordable price. That’s why we trust this carrier to provide our clients with the professional level of service they deserve.
Since our founding, we’ve helped countless people throughout South Carolina save money and enjoy the peace of mind that a policy provides. No matter your situation, our independent insurance agency can help you understand your exact insurance needs and find competitively priced options for your next policy.